Your 2026 Plan Benefits Guide
At Excellus BlueCross BlueShield, our Medicare Advantage Prescription Drug plans are designed to give you access to dependable networks and personalized support.
Key benefits included in our 2026 Medicare Advantage plans
Component Title: Welcome- Standard 5 Preventative Care
$0 preventive care
- Annual Care Visits including Annual Wellness Visit and Annual Physical
- Health screenings including mammograms, colorectal cancer screening, diabetes testing, bone density tests, and more
- $0 preventive vaccines including flu, pneumonia, RSV, COVID-19 vaccines, and the shingles vaccine, SHINGRIX
To use your preventive care benefits, be sure to use an in-network provider for recommended care. You can also download our preventive care checklist to make sure you’re getting the care you deserve.
Component Title: Welcome- Standard 1 Dental
Dental
- Preventive dental with no copay for routine care such as cleanings, X-rays, and oral exams
- Comprehensive dental which covers more extensive services like restorative care or major procedures, is included in select plans
To make the most of your dental benefits, schedule an appointment with an in-network dentist. We can also help you find a dentist near you.
Get additional coverage
All members have the option to purchase additional dental coverage during the Annual Election Period or Open Enrollment Period.
See our 2026 Dental Benefits Guide for more information.
Component Title: Welcome- Standard 2 Vision
Vision
- Annual eyewear allowance of at least $100 towards contact lenses and eyeglasses (frames & lenses)
- Many plans offer a $0 vision exam
To use your vision benefits, schedule an appointment with any licensed provider or find a provider near you.
Component Title: Welcome- Standard 3 Hearing
Hearing
- Free annual routine hearing exam and reduced hearing aid costs with TruHearing®
- Advanced hearing aid: $499, premium hearing aid: $799
To use your hearing benefits, schedule an appointment with a TruHearing provider by calling 1-855-205-5519 (TTY 711) Monday – Friday, 8 a.m. to 9 p.m. ET.
Component Title: Welcome- Standard 6 Prescriptions
Prescriptions
- Understand your 2026 pharmacy benefit: See our Prescriptions Guide for a summary of coverage updates
- View your plan’s formulary to see what drugs are covered by your plan and what tier your medication is under
Other helpful resources
- Learn how to lower your out-of-pocket prescription costs
- Ask our pharmacist a question or see if you qualify for a full medication review
- See if the Medicare Prescription Payment Plan is right for you
Component Title: Welcome- Standard 4 Fitness
Fitness
We are pleased to partner with the Silver&Fit® program to provide you with fitness options and healthy aging resources that include:
- Access to a national network of fitness centers
- A no-cost home fitness kit
- On-demand workout videos
Learn more about the Silver&Fit benefitOpen a PDF
To use your fitness benefit, log in to access your Silver&Fit account or speak with a Silver&Fit Customer Service agent at 1-888-797-7925 (TTY 711).
Component Title: Welcome- Standard Virtual Care
Virtual care
If your provider isn’t available, virtual care can help. Get fast access to care from the comfort of your home or wherever you are.
We’ve partnered with:
- MD Live to offer telehealth appointments for minor illnesses or injuries, behavioral health, and dermatology
- Physical therapy with Vori Health for members dealing with back, neck or joint concerns
You also have access to our 24/7 Nurse Line where our specially trained registered nurses are available general questions and provide support for chronic or complex health conditions for no charge.
To learn more about your specific plan and the benefits that are included, log in to your online account or contact us.
Our Medicare Blue Choice® Optimum (HMO-POS) plan* also includes
Component Title: Welcome- Additional 2 Transportation
Transportation for health-related trips
- 12 one-way non-emergency trips per calendar year with SafeRide® (50-mile limit per ride)
Learn more about the SafeRide benefit and see how it works.
To schedule a ride, call SafeRide at 1-888-617-0270 (TTY 711), Monday - Saturday, 8 a.m. to 8 p.m. ET.
Component Title: Welcome- Additional 3 Meals
Mom’s Meals® delivery service
- 2 home-delivered meals per day for 7 days after an observation, inpatient, or skilled nursing stay
See the Mom’s Meals Highlights for details.
To use your Mom’s Meals benefit, call 1-877-222-1240 (TTY 711), Monday – Friday, 8:30 a.m. to 4:30 p.m. ET. Keep in mind that this benefit must be used within 30 days of discharge.
Component Title: Welcome - Additional Benefits
Make the most of your benefits
Check to see if your provider participates with your plan, or find someone who does:
Remember to complete the Authorization Release Form so we can share protected health information (PHI) with a spouse, child, or a caregiver. Login to submit this form online.
* Not all plans are available in all areas
Excellus BlueCross BlueShield is an HMO/PPO/HMO D-SNP plan with a Medicare contract and a contract with the New York State Medicaid program. Enrollment in Excellus BlueCross BlueShield depends on contract renewal. Submit a complaint about your Medicare plan at www.Medicare.gov or learn about filing a complaint by contacting the Medicare Ombudsman. Y0028_11355_C.
This page last updated 10-01-2025.